People reporting that Apple Pay works at a specific location seem to have great imaginations or are having fun with spreading misinformation. I tried 2 different locations reported as having Apple Pay compatibility and they did NOT have any such thing. So take a location that is not supporting Apple Pay officially, but is on the list of Apple Pay locations on this app, with A BIG grain of salt. And I think lack of support for Canada on this app, needs to be addressed. It rejected my first attempt at creating a login, because the email address was a .ca. Had to use another of my email addresses. I am in Florida for the Winter, so I have a valid reason to use this app. The concept is good, but the app needs some improvements.